0% loan for power generation equipment for business

The Entrepreneurship Development Fund, operating as part of the Government of Ukraine’s broader energy support initiative, has introduced a preferential credit mechanism for commercial entities. The programme provides zero-percent financing to help business operators acquire essential power generation equipment.

Under this arrangement, participating enterprises receive loans at an annual interest rate of 0%, with the government compensating standard borrowing costs. The programme is designed on an ongoing basis, meaning no official application deadline has been set.

Lending operations are conducted through accredited partner commercial banks across Ukraine. Micro, small, and medium-sized enterprises can consult the programme hotline before submitting their applications directly to partner financial institutions.

What is funded

The programme finances the acquisition and deployment of power generation equipment. The objective is to enable commercial businesses to secure continuous autonomous operations during energy supply disruptions.

The donor materials do not list specific eligible equipment models, capacity thresholds, or related auxiliary costs such as installation. Detailed technical criteria must be confirmed directly with partner banks responsible for issuing the loans.

Who can apply

Eligibility is open to commercial business entities operating in Ukraine. The call explicitly covers micro, small, and medium-sized enterprises (SMEs), including individual entrepreneurs.

Applicants must meet standard creditworthiness criteria established by participating commercial banks. Other legal forms, such as residential housing cooperatives or private individuals, are addressed through separate government initiatives and are not eligible under this specific business track.

Conditions and requirements

The core financial incentive of this programme is an annual interest rate of 0% on credit secured for generation assets. This preferential structure is intended to reduce the capital cost of energy resilience investments for smaller businesses.

Specific parameters such as maximum loan ceilings, required borrower co-financing, repayment schedules, and collateral demands are not detailed in the donor announcement. These financial conditions are governed by individual partner bank policies.

How to apply

Applications must be filed directly with accredited partner banks handling the distribution of the programme funds. Prospective applicants can seek preliminary guidance via the Entrepreneurship Development Fund hotline at 380 44 333 43 54 prior to contacting commercial lenders.

Practical tip. Call the Entrepreneurship Development Fund hotline to verify which specific partner banks are currently issuing loans under this programme before preparing technical and corporate documents. Inquiring about lender-specific requirements in advance avoids unnecessary administrative delays during the loan review.

Applications are submitted on the donor’s page: energycredit.bdf.gov.ua.